Settings

Set transparent contribution rules and illustrative planning assumptions.

Contribution & revenue assumptions

Shared prototype settings · no payment instructions

Annual member savings ledger; separate from the pool.

Member lending capital; not company revenue.

Company revenue assumption; disclosed to members.

Only if legally permitted and fully disclosed.

Planning assumption, not an assessed probability.

Collected interest after losses and approved costs.

Keep the boundaries clear

Four distinct pots of money

Member savings

Annual payout cycle under member rules.

Lending-pool capital & surplus

Net collected interest less losses, approved pool costs and reserve allocation.

Lender-owned P2P interest

Belongs to the agreeing lender when actually received; excluded from pooled profit.

Company revenue

Subscriptions and only legally permitted, disclosed loan-related fees.

Storage & launch readiness

Demo members, requests, commitments, calculator inputs and checklist progress stay in this browser. Supplied seed rows are never saved as real records.

Only the non-personal assumptions above are saved in the app’s built-in key-value store. They are shared prototype preferences, editable by visitors, not protected business rules.

A managed relational database is a Pro feature. Upgrade to Pro or connect your own Supabase project for free from the Database panel when deliberately designing a production backend.

Review the launch checklist →
Demo data · illustrative balances only